Does My U.S. Credit Score Follow Me When I Move Abroad? When you move to a new country, there are a lot of things to think about in terms of setting up your life. One important thing to consider is your credit score. If you have a good credit score in the United States, you …
Does my U.S. credit score follow me when I move abroad Read More »
Does Unemployment Affect Your Credit Score When you lose your job, it can feel like your whole world is crumbling down around you. Not only do you have to worry about how you’re going to make ends meet, but you also have to worry about how unemployment will affect your credit score. Fortunately, there are …
1. Can I earn a credit score without a credit history? You might be surprised to learn that you can get a credit score without having had any prior history. There are four methods available for this, namely: securing a secured card, getting added as an authorized user on someone else’s account with their permission …
5 Important Credit-Related Questions to Ask Yourself Read More »
A credit reporting agency is a portal for all consumer data. Data on consumers are kept in databases until it’s requested by an individual, company or other entity that has the power to do so. When this request happens, information stored at these agencies can be looked up and compiled into what people know as …
We’ve been on lockdown and many of us have been on unemployment. With many of us back to work, we wonder if receiving unemployment benefits will affect our credit score. The fact that you are unemployed will not hurt your credit score. You can file for unemployment without worrying about this affecting your future …
If you are concerned about money, you aren’t alone. Money is stress for American adults. As per the American Psychological Association, 72 percent of adults have been reported feeling stressed about money problems, whether it is worrying about debt or paying rent. It is important that debt stress is linked to so several health problems. …
Applying for a line of credit includes a hard pull on your credit. While pre-approval and employee-based credit pull include soft pulls. Hard pulls affect your credit, soft pulls do not. So be sure you know the difference. Many factors affect your credit score, or not all of them are within your control. One …
Do you have unpaid taxes? Please read this article on how unpaid taxes can hurt you. Don’t worry, we understand – Learning that you owe a big tax bill to the IRS may be overwhelming, not to mention stressful. If you are making a payment to the government for tax, you may have questions such …
If you are having an eviction on your record can hamper the ability to rent again. How long does an eviction stay on your record/credit history? An eviction will stay on the credit report for a minimum of 7 years. If a judge removes it from your record, it can come off soon. If you …
Debt forgiveness is when part or all of the outstanding balance of a loan and line of credit is forgiven and the borrower requires not to pay it back. It applies to unsecured debt such as credit card debt. For secured debt like a house mortgage, failure to pay results in foreclosure and repossession instead …
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